By Grocery List Plus Editorial Staff | Published on June 3, 2026
Serves 24
60 cal · 5 min
Chili Cheese Black Bean Dip
Recipe GLPR6090a4e6607a52
A warm, creamy dip combining black beans, prepared chili, and melted cream cheese with Velveeta for a smooth, rich texture. Seasoned with chili powder, cumin, or cayenne to taste and finished with fresh cilantro. Perfect for serving at gatherings with tortilla chips or as a crowd-pleasing appetizer.
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Ingredients
1 block cream cheese (light or regular)
3 oz Velveeta cheese
3 cups prepared chili
1 can (15 oz) black beans, undrained
Chili powder to taste
Ground cumin to taste
Cayenne pepper to taste
Fresh cilantro for garnish
Tortilla chips for serving
Directions
Cut the cream cheese into small cubes and place in a microwave-safe bowl. Add the Velveeta cheese and prepared chili. Microwave on high for 2 to 3 minutes, stirring halfway through, until both cheeses are completely melted and the mixture is smooth and well combined.
Stir in the undrained black beans with their liquid. Add chili powder, cumin, and cayenne pepper to taste, adjusting the seasonings to your preference. Stir until all ingredients are evenly distributed throughout the dip.
Transfer the warm dip to a mini crockpot set on low heat, or keep it in the microwave-safe bowl and reheat as needed to maintain warmth during serving.
Garnish the dip with fresh cilantro and serve immediately with tortilla chips for dipping. Stir occasionally if keeping warm in the crockpot.
Comments
This is a genuine five-minute dip that delivers on its promise: cream cheese and Velveeta are stocked everywhere in Charlotte (Harris Teeter, Food Lion, Publix, Walmart, ALDI, Kroger), canned chili and black beans cost under $2 combined, and the spice list is basic pantry stock. The real win is yield—24 servings from one pan means a party dip or a weeknight appetizer that stretches a small budget across a crowd. The only caveat is that reheated dips lose their creaminess and break slightly, so this is best served fresh the same day or within a few hours.
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